Prosperity Bank in Round Rock, TX

If you like fees, fees and more fees with limited account features, go here. This bank is inconvenient in so many ways and done purposefully to make money off you. When I signed up, never did they tell me I couldn't make on-line deposits. I told them this was a imperative for me, especially since each branch is 20 miles away in each dirrection. I called to tell them this feature was disabled from my account and they told me I need to bank there for 3 months. After 3 months, they changed it to 6 months. At 6 months, they said you can't have any negative balances or bank fees for insufficient amounts for 30 days. Well, if you have an account at a bank that has limited locations, terrible hours, and no way of making a fast deposit, you'll end up with neg balance and fees. Where most banks have many features, adding accounts etc., this bank makes you walk in the door for everything. So you have to drive 20 miles and try to make it during their ridiculous lobby hours, As if we don't have to work all day. ** Warning- if you have a check pending, (because you cant make an online deposit to cover it) they automatically charge you fees and do not allow anytime to get money in the bank. This was my last straw! I called and said " I see there is a check pending, what time do I need to get money in the bank (a bank with terrible hrs and nonconvenient locations) to cover the check?" They said they apply the fee automatically, there is nothing I could do to prevent the fee. I told them I've NEVER heard of a bank doing this. Then, not only will you recieve a $35 fee for a return check, they ADD on a negative balance fee on top of that. The lobby manager refuses to work with you, the answer is always No. I'm sure they get bonuses for how many fees they can apply. Last, they purposefully cash checks out of order to make fees. This bank is not friendly and greatly inconvenient. No Texas hospitality here.