Associated Credit Service, Inc. in Spokane Valley, WA

Not Kosher. Will be forwarding the letter to the Washington State Attorney General.

I was quite upset that they were located in one or more states. I paid a bill back in Decemebr that had gone to collection. I received the statement, I paid online and now I am being charged again by the same collection agency in Westboro MA. Not cool.

Such a shady business. On the initial paperwork that I received from this business, they said if I disputed the claim to respond via writing - and I did. I hand wrote an explanation as to why I thought the debt was invalid and then I received no further correspondence from them until I got a letter from the courts. They claimed they served me (which they clearly did not, as I was shocked when I got papers from the courts saying that a judgment had been made because I failed to appear). I called multiple times to try and figure out what happened. Now, I know they gutter served me. A year, a wage garnishment and a bank lien (which almost left us homeless) later and I am currently talking to a lawyer to try and recoup my losses from this company that wants to go behind the laws and squeeze out as much money as they can from people. My original "debt" was $65... and I've paid well over $800 now to these people. Its ridiculous and predatory.