Vital Federal Credit Union in Spartanburg, SC

The staff helped save us money every month with amazing rates on auto loans. I highly recommend them.

This credit union will run a credit score check on you if you want to open a checking account. Then if they don't find anything (past loans)...then they will only offer you a checking account with a monthly fee. Then when you say no and to just cancel the account setup..they will recommend you to go to some bank they recommend. I went to a smaller credit union instead and it was much easier with no credit score background checks. Before going by this place I had never heard of any banks/credit unions running a credit score check ever to open a checking account.

Poor customer service and staff not as professional as other banks. Not your neighborhood friendly bank. Staff at the Duncan branch a bit more friendly but overall much better banks out there with better service.

This branch has excellent customer service and I always feel welcomed when I need to go in for my banking needs. Everyone from the tellers to the loan officers have always treated me and my family with the utmost respect. I highly recommend vital fcu!!

Delores L Hooker. I have been a Member of Vital Federal Credit Union for 20 years. I love my bank. I have had ONLY Great experiences here. I plan to stay. I have NO Plans to ever leave. WHY would I BECAUSE The Staff goes out of their way to help with ALL OF MY BANKING NEEDS. I am ALWAYS TELLING My friends about my Bank. To the Staff... KEEP DOING WHAT YOU ARE DOING. YOU ARE FANTASTIC!! AND IT's WORKING!! OH... What an amazing Loan Officer. And I use CAT Every Day at Home OR while I am out and about. I do most of my banking NOW at Home because I can't GET out as much as I have before. Thanks Everyone!! DeeDee