The Funding Store, LLC in Saratoga Springs, NY

The Funding Store in Saratoga, NY was an absolute pleasure to work with. The level of professionalism was truly refreshing in comparison to other mortgaging businesses that I have explored. Gardner Cummings was able to complete the mortgage process in record time AND able to come through with some incredible savings for me. All this with a somewhat less than ideal credit score-I was truly impressed. My recommendation for The Funding Store would be a positive one-for those that have some great credit numbers as well as those that may have had some struggles in the past. Gardner understood that and was not put off by the challenge. Need a mortgage? He is the one to contact first and save yourself a lot of headaches.

I am definitely a satisfied customer working with Gardiner was a pleasure the process was stress free and done in a timely manner thanks again

I completed two mortgages thru The funding Store and had an outstanding experience with both. I can't say enough about how far Gardner Cummings went out of his way to get everything done and on time. Rates were great too !!! Overall this is the third time I have used the funding store and will continue to do so My Florida home purchase went extremely smooth and with better rates than I could get from local lenders. You won't be disappointed.

When I decided to refinance my house after six months of purchase many banks/mortgage companies turned be down stating there is not enough equity and it's too early to refinance. The other problem was that I didn't have enough funds for the closing. Gardner Cumming from Funding Store didn't see that as a problem . Not only that he was able to lower my interest rate from 4.5% to 3.4% he helped me to refinance via FHA stream line that not strainful for the budget and is very affordable. Now I'm able to safe 360$ monthly on my mortgage payments. The refinance process this time was easy and painless and took only three weeks. I would definitely recommend Funding Store to my friends and family.

Gardner was able to obtain a competitive rate for my home mortgage. He always offered good advice, and was really responsive with all our questions (...And trust me, we had many!!). Since closing, I have referred him to two of my colleagues and he has already helped one of them close !! He is trustworthy so work with him!