HB&O Funding Company in Orchard Park, NY

Watch out. Great salesman here but bait and switch. What they sell you on is not what you receive ends up costing you 1000's more. If you are ok with loosing money and over paying fees, paying fees twice and paying more than what it would cost you elsewhere call HB&O. On the upside they will do what ever it takes to get you the mortgage so they get paid. They follow up and follow thru to complete a sale is amazing. The down side it is not what you are explained to you numbers keep changing days and hours before closing never in your favor.. After the sale and they get paid you are better off walking away if you need any help. You send them multiple emails, phone calls and no response. once you start faxing written requests you get 1 call back. They say they will follow-up on your issues and you never hear from them again. Working with John Becker jr. for after sale support it useless he doesn't care. You can make your own determination about what type of people work here and the type of operation it is but not the type I would think anyone who cares about their money should use.

I could not recommend a better place.... I had a unique situation that required a ton of experience and skill and John Becker was the only broker who said he could make the deal happen and did so. I am now in twice the house as I was originally approved for and my family is in a much better position financially as so.