Perfect Credit Consulting, LLC in Norwalk, CT

So glad I met Howard Cutler! In our initial meeting I found Howard to be prepared, professional, encouraging and non-judgmental. Howard was attentive to all the details of my particular situation and what I had to say. He offered several options and in the end he helped me tremendously! Thank you Howard @ Perfect Credit Consulting, you've changed my outlook, options and future with your support! Couldn't have happened without you!

Perfect Credit Consulting is my go to company for all “things” credit for my student loan clients. As President of J&M Student Loan Services, LLC, our company works with consumers who have defaulted on their student loan obligations or they require our expertise to restructure their loans to lower their monthly payments. My partner and I have the choice to refer our clients to any credit consulting firm in the United States. However, all of our clients with credit issues are referred to Howard Cutler. Howard is honest and diligent and he delivers results. He works with consumers one-on-one—he is not a credit repair mill. When you call Perfect Credit Consulting, you deal with the expert—not a call center representative. He puts clients first, he is accessible morning, noon and night and clients can always reach him via email, text or phone. I highly recommend that you engage Howard Cutler and Perfect Credit Consulting to improve your credit scores—you will sleep better at night! Jess Scherr New Jersey.

Great people, great customer service, very knowledgeable. They educated me on exactly how things work. I must have called Howard for about 4 months before deciding to use his service. He was kind and patient. He explained everything very simply and easy to understand way. He got me great results.

I HIGHLY recommend Howard Cutler at Perfect Credit Consulting! It is extremely stressful to be in the situation of needing credit repair services. However, Howard Cutler could not be more professional. He provides realistic reassurance, backed by his tremendous expertise in an area that is very intimidating to most of us. I found him to be honest and transparent in his advice. He is amazingly accessible, and provided frequent updates regarding the status of my account. I had spoken with one other credit repair firm, but they did not even compare with Howard in terms of the personal nature of his services. He is also incredibly efficient - in a process that I had anticipated would take months and months, I was pleasantly surprised when everything was taken care of in a much shorter period of time. Thanks to Howard, my husband and I were able to buy our dream home with a much more competitive mortgage, saving us a tremendous amount of money over the long term. When I found myself in the situation of having a low credit score in need of repair, I did not know initially where to turn. Now, every day I remain grateful for the professional, efficient, and personalized services of Howard Cutler at Perfect Credit Consulting! Truly the BEST money I have ever spent!! Sincerely, Elise Simons

“Howard is passionate about helping people. Poor Credit is a difficult subject matter to discuss with anyone! When your credit is bad, poor or even marginal, you will suffer in life. It's hard enough to understand the industries terminologies and read all the reports let alone get things fixed. (Especially if you try to go at it alone.) Even if your credit score is in the mid 700's, you stand to lose thousands of dollars over time when negotiating a mortgage or loan with a bank/lender. Not only will Howard walk you through the process but he is also very concerned about each one of his many clients! Sure you can go to a friend or read the latest book on getting perfect credit. That would just waste more time and money. Unlike many of the flavor of the day solutions out there, Howard knows and understands what you need to know without the hassles. If you are under the weight of debt that you cannot see a way out of, give Howard a call. You’ll be glad you did!”