Enfield Community Federal Credit Union in Enfield, CT

They are nice people at the bank, and we've never had trouble with our accounts. The online banking could be a little better.

My experience with this credit union is extremely negative. I have never gone through the process of trying to get a car loan where they ask as many invasive questions as this place did. Normally, you submit your information and they come back with a yes or a no. This was a long drawn out process where both my husband and I were basically chastised by the loan officer for several things negative items on our credit report. Then, he said they could give us X amount, but if we used our owned car as collateral they could increase it by Y amount, but neither amount equaled the amount needed for the car. I'm not stupid enough to think our credit is stellar, but only a year ago we were approved for a larger car loan at another bank with our credit in the same condition it is now at only 8% (which has since been paid off within the past year). For the smaller amount the credit union would've given us, that wasn't going to cover the cost of the car, they were going to charge 17.5% interest. What crazy person would take this loan?? And, for the loan officer to make it sound like it was a giant favor and that it was the best we were going to get, how incredibly rude! I do not believe this credit union is very client-friendly. Besides falling behind on our student loans (which a large portion of the population is in that SAME position) we have NO late payments on our bills and everything else is paid appropriately. You would think that by taking that into account there would be a little more room to make exceptions or allowances. I would not recommend this credit to anyone. News flash: not everyone has perfect credit, but sometimes those people still pay their bills on time and without incident. Not a good experience!! I'll gladly pay a larger bank and bring my business elsewhere.

I've had a loan in the past that I took out for my son's car that has since been paid off. The people at this bank are so great that they even called me let me know when he (my son) hadn't made a payment before it would show up on my credit report. This bank is a blessing to the Enfield Community. I highly recommend it. I'm so glad they are there. Even if you don't have the best credit which I didn't have at the time but now I have excellent credit. Thanks for giving me a chance!