Western Rockies Federal Credit Union in Rifle, CO

The staff is very nice and helpful no problems at all 10 across the board

This joke of a CU (Rifle branch) has convenient hours - if you can make 9 to 5 weekdays work for you. They evidently don't want your business account, as you must first make an appointment to even open one. You won't find this tidbit on their website, and if you happen to drive the 15 miles just to get there as I did, you won't learn of this requirement until you've sat in their lobby for :10 and are then told that, sorry we just can't help you. Their website states: "Credit union philosophy is based on “People, not profit.” Our staff is here to help you find the best way for you to achieve your goals." Don't believe it - or find out the hard way as I did.

Brainless country music playing in the background. Charges WAY too much to use the change deposit machine for coop customers (which, I think, is a violation of the coop agreement)

Standard banking hours....easy to find. Awesome staff as they are very helpful.....couldn't get better for me!!

A Little Story For Any Interested Reader, ndon Walpole Your review will be posted publicly on the web. Learn more Recently was interested in doing MORE business with WRFCU and had an incredible experience! I found out that no matter how many years I have done business with them I am just numbers on paper. I found out that despite a payoff of a few thousand dollars on a vehicle which they hold the title to that bears a 25,000 dollar value, I'm still out of the loop for their falsely advertised low interest rates. And I am literally over two years ahead of scheduled payments! I also found out that no matter how much I have in savings in this bank, (which has a yield of less than one half of a percent) I can't borrow money without paying 10 % back to them! Even when my savings account holds the same amount i asked to borrow! Then I found out the reason is because I used zero percent interest credit cards to purchase equipment for my business... and that ADVERSELY affected my credit! Because Its obviously a bad business move to NOT pay a bank interest!!!! I had such an amazing time learning about how a person with no income (or even a job) can get low interest loans but I cannot simply because of a credit score!! All my signed contracts for work upcoming, and my very healthy balance in my business banking account couldn't sway any person with good business sense to do any more business... That seems like bad business to me! Now rather than committing to another loan, which I have clearly shown my word is good to repay, WRFCU will not have the privilege of ever making a penny off me again! I will absolutely take my ever growing business elsewhere! Beware of saving money, good reader. This bank doesn't want you to do that. They want all of it. And don't you dare plan on getting a low interest loan if you have a great job, money in the bank or years of well established history with income. Its all about that credit score. Funny thing about all this is that since I learned all this about these guys, I paid that horrible zero percent card off (because i do pay my bills) and my credit score jumped right back up to over 750!!! And then I pulled all my savings out and put it in a different bank. Looks like I made the right move. I guess if the high roller executive of this bank is driving a Mercedes Benz, it wont be because I lined his pockets with my hard earned money.