Capstone Direct | Home Loans Thousand Oaks in Thousand Oaks, CA

Mike and his team were great to work with and I highly recommend them for your mortgage needs. They were knowledgeable, courteous, communicative, and were there for me throughout the entire process. I have already referred a friend and he has had a similar experience with them.

Completed the loan on time, at rate quoted, w fees quoted- well above par as few have closed when they claimed they would. Definitely recommend.

We have used Capstone Direct multiple times and EVERY time has been flawless! We could not be happier with the staff and professional services provided. We highly recommend Capstone Direct to anyone seeking mortgage financing.

We so appreciated Capstone's ethical, honest approach to lending. Everything was streamlined with up-to-date technology, and convenient as possible. We had nothing but friendly communication from everyone we encountered there. Mike's straightforward, kind approach never made us feel pressured, but instead convinced us that he had our family's best interest at heart. And he did. We got a great rate and a great house!

My husband and I were 2 months into the refinance process with Navy Federal Credit Union. Having prior background in the mortgage industry, I was completely appalled with the lack of progress, communication, and customer service from NFCU. When I called to get a status update on our loan, I was told, "I'm sorry, but there are other people trying to refinance at the same time you are." We were already 2 months in, our escrow and appraisal hadn't even been ordered and our rate lock was about to expire right before the election. By fate, I ran into a couple who was closing on their refinance. When I told them our story, I was referred to Mike Wise at Capstone with raving reviews. I immediately cancelled our loan with NFCU and contacted Mike. Mike and his staff were absolutely amazing. We were able to get a stellar rate, our escrow and appraisal were ordered within the first few days, communication and customer service was perfect (even with other people refinancing at the same time), and our loan closed in less than a month. This is a company who definitely puts their clients first and I am so thankful to have been referred to Mike. Without a doubt, Mike and his staff are the best and a rare find in the industry.