TFC Credit Corporation in San Ramon, CA

DO NOT USE TFC! It is definitely a loan shark situation and you will end up screwed over in the end. Multiple times they tried to say I hadn't been making my payments even though I had the back statements to prove they had all been made on time. They shredded my credit and even after sending the check to pay off the whole account so I never have to deal with them again they are sending me letters and emails saying I am late on my payment and trying to get more late fees! I will NEVER use them again or recommend them. Save yourself the headache, keep your credit, choose a different options.

WARNING !!! this is a loan shark type company. Which requires payment of the entire interest, regardless of how much you pay on the principal of the loan. There is a penalty for early payoff, you still have to pay the entire amount of the interest. This company should be investigated for illegal loan practices as they ARE NOT in compliance with federal regulations even though they say they are. STAY AWAY FROM THEM !!! You WILL be sorry as I AM.