The Farmers National Bank of Emlenton in Pittsburgh, PA

I had a money market account with United American Savings Bank (UASB) for many years. Farmers National Bank bought UASB a few months ago and took over the account. I just opened my statement and they debited my account $5 for an “Inactivity Fee”. Oh yeah, and they lowered the interest rate by 2/3 too. I’ll be closing my account ASAP and will never do business with Farmers National Bank again.

I would recommend never using this bank for any of your banking needs. I am in the real estate business and I work with a number of banks. We go through the loan process quite often. I proposed a multi million dollar deal to this bank after meeting with their President Bob Vernick and them expressing their interest in doing business. I electronically sent the deal and all of the common documents you would present in a real estate deal. I never received any correspondence on the deal. When I called Bob Vernick to see where the communication was lost, he told me that they did "call" me back and present to me via phone, the checklist needed for the deal. I told him that was not true, his Lender never called me, and his response to me was he is standing behind "his guy". No Professional in the lending business would call a client and provide them a Lender checklist over the phone for a multi million dollar deal. Trust me when I tell you, working with this bank will be a complete waste of your time and energy.

Great community bank! I used to bank with PNC and switched about 6 months ago. This bank really invests in the communities they serve and as a South Side resident, I really appreciate the efforts to get involved. Keep up the good work!