Tri-State Credit Corporation in Vineland, NJ

I recommend avoiding this creditor like the plague. I took out an auto loan with this company specifically to improve my credit but after I finished paying it off I found out they only report to Experian, which is pretty useless. When I asked if it was possible for them to report my loan to the other bureaus I was met with a defensive spiel about how they are a small business and they don't have to report to any creditor at all. All of the support staff I've spoken to here have been rude and gave me the impression they were annoyed with my questions. When I first took the loan out I was told to call support after a year or so of on time payments and they would lower my interest rate. That was a flat out lie. Not only did I make all of my payments on time, but I paid more than the minimum every month. When I called like they said to, the support staff was rude and annoyed. They told me that they never lower interest rates and never will and that whomever told me they would was (insert rude name here). After 4 or so years of working with Tri State Credit Corp, I have had nothing but negative experiences with them.