Citizens Community Credit Union in Devils Lake, ND

If you don't mind waiting a month for your debit card and checkbook to arrive the bank is fine.

I tried to get a 30 year fixed home loan and the loan officer took all my information down and once we were finished I never heard from them. My home was already sold for $160,000 and I owed less than 50% on the mortage so I could put more than 20% down and pay off a lot of credit card debt. I applied for the home mortgage loan in May and I was set to close on my home in July so I didn't have a lot of time. I got tired of waiting and went to US Bank where they worked with me to where I got a 30 year fixed home loan at 3.75%. I did exactly what I told Citizens Community Credit Union I would do. I put more than 20% down and paid off over $33,000 in unsecured debt. US Bank is still working with me to get me the best possible deals and get my finances in order. I still have a checking account and an IRA with Citizens Community Credit Union but I keep very little money there since I was treated so poorly and refuse to do business there unless I need to make occassional deposit.

Worse experience from any bank today when i tried to take my Business Deposit in that teller is just plain lazy but most of the staff are friendly

This credit union is absolutely terrible the upper management are liars and cheats. I wouldn't recommend this credit union to anybody.