North State Acceptance in Raleigh, NC

I'm confused by most of the reviews on here. People are saying: "They called and called and harassed me for a LATE payment." What do you expect for being LATE on a financial loan commitment? They are not only trying to help you, they have to take the best interests of their business into account as well. I financed an auto loan through them a few years ago when I was in a bind. Being from a financial professional background, I knew what to expect. People saying they "don't work with you" is absolutely false. I wasn't making much money at the time and if I informed them of a situation, they simply put it in the notes and didn't bother me as long as I upheld my end of the bargain. I won't ever have to use North State again, but I would definitely recommend them if someone is in a bind and needs an auto loan. Just make sure you make your payments on time, and there won't be any issues. They are designed to assist people with poor credit, so you should be worrying about getting reliable transportation and raising your score, not about what they are charging you. Just pay a little extra each month to build up your credit and change your car in. OH, they did harass me after I paid my loan off...to call and inform me I overpaid on my account and they would be sending a check. Imagine that...doesn't really sound like a ripoff company to me!

I have had nothing but a FANTASTIC experience being a North State customer. They make loans to subprime borrowers like myself, and I have thoroughly enjoyed being with them. This is my second vehicle financed through them - I paid off the first one - and I am completely satisfied.

DO NOT GO THROUGH THIS COMPANY! YOU HAVE OTHER OPTIONS! Tony White is the rudest person I've EVER had to deal with. He's disrespectful, talks down to people and tries his best to belittle you as a human being. I will never recommend this place to anyone and every chance I get I will tell people to go elsewhere.

DONT GO THRU THIS COMPANY THEY ARE FULL OF IT AND WILL GIVE U WARRANTY U CANT EVEN USE AND MAKE U PAY 1,000 ON TOP OF WHAT U OWE, FULL OF IT!! I WILL NEVER GET A CAR THREW THEM AGAIN!!

GOOD COMPANY! I worked with Tony and he was absolutely great in helping me in regards to my grandmother passing and getting everything switched over. They DO WORK WITH YOU, but you have to communicate with them. I would recommend this company.