Allegacy Federal Credit Union in Davidson, NC

Great place

Hidden fees and not very good customer service from the main branch. I was very pleased with the helpful staff in the Charlotte location on Randolph Road but it is hard to reach them directly without going into the branch. I have been a member with Allegacy for over 8 years. If you have no issues, AFCU is a great bank. However, I have had a couple over the years. I lost my debit card and was charged for a replacement card. There is no max on NSF fees. After a large surgery on my credit card bill was drafted, I was charged multiple fees per day and was not notified. I even had money in another Allegacy account. These policies are not like competitor banks such as Wells Fargo. I plan to switch banks due to these experiences.