Affinity Plus Federal Credit Union in Saint Paul, MN

Just joined affinity plus on Lafayette. Was a easy process and ended up with a great home equity loan. Great customer service ! Thanks so much to Erinn , Mitch and Michelle for all your help!

I have been with Affinity Plus for many years and have been so happy with all of my transactions and dealings. I do feel that they are slow on the phone sometimes, as one has to wait and wait at times.

I worked with Affinity to get an auto loan for my car. Ben R. was very personable and willing to work with me. He even waited while I called the insurance company. Very patient and helpful. I would recommend this place to anyone.

I usually like Affinity Plus and have used their services for years, however, the biggest thing to note is that your customer service and your approval/denial on loans depends on who you work with (my family frequents the Lafayette location). On more than one occasion, I've seen approvals and denials based on the judgment of the loan officer and not credit and other qualifying information. A family member was also outright lied to about being approved for a loan and then when the situation escalated to a supervisor, they were told about what "typically" can be done with loan approvals... suggesting again that loans happen primarily at the the discretion of the loan officers. Affinity is excellent for banking purposes, but is truly inconsistent when it comes to the auto/personal loan services.

I highly recommend this place the costomer service and quality of service is the best compared to a bank like Wells Fargo or us bank I have had accounts with them before joining affinity plus. I like there rewards point system that you can use for free checks and fee reversals and skip a credit card payment. There is no minimum​ deposit. All you need us $10 for a manatury member savings the $10 you can not use but you can add to the savings and use anything over the $10 and the interest on $10 is one cent. You can refer people and get points. If you join use my name Nathan A DeBruzzi and we both get points I believe. Tell them I referred you.