Central Minnesota Credit Union in Saint Joseph, MN

By far the worst mortgage company to work with. I went against everybody who said not to work with CMCU because of all the trouble and delays they're known. But I wanted to keep it local, and sure enough everybody was RIGHT. Was told multiple times everything was "good to go", then sat idol for about 2 weeks, and 4 days before closing, I get the call that says, we cant close, the numbers don't work out, and that call was on a friday at 4:15, so there was no way to work on it cause it was time to clock out and go home for them. Nobody work with them, trust me.

We have only a Checking and Savings with them....for us, things have been okay. They do like to bounce checks if you are anywhere close to your bottom line. We've been with them for almost 3 years (I think) and so far so good. It seems as if they try to stay on top of security concerns.

Horrible to bank with ! I swear none of their employees have hearts. They are horrible to work with if you have any sort of problem aside from ,whats my balance, which you can do from an app! They ordered me the wrong card 3 times before they got it right. My card had expired and although my address was correct of my account they never bothered to send another one out. They didn't bother to mention their was a fee for stoping a check. Just sooo many things! If you want a bank that treats you like scum on a good day pick this bank!