Heights Finance Corporation in Springfield, IL

They sent me a pre-approved check in the mail back in May/June. I decided to hold on to it just in case, but I wasn't going to use it due to their astronomical interest rates (we're talking over 33%). Then I became strapped for cash in early July, but I knew I'd be getting a large sum of money in August. The check had expired, so I figured I'd fill out their application and it wouldn't be a problem (since I'd already been pre-approved before). I figured that way, I could have some money on hand until I got money in August and I could then pay the thing in full in a few months to avoid large interest charges but still be able to help build up my credit. After I filled out the application, they called me and told me that I'd need a "creditworthy co-signer". What the hell?! First of all, I don't have bad credit. In fact, I have fairly good credit. Second of all, they sent me a check in the mail for over $1,500 about a month ago as a pre-approved loan! So why am I not good enough now? Don't go to this place. They are shady and cheaters (due to their interest rates and fiance charges), at best.