Check 'n Go in Springfield, IL

Check N Go was friendly and professional. They were understanding of my needs, and they didnt ask any questions as to why I needed the money. I suggest Check N Go to anyone that is looking for a short term loan.

I would recommend trying to get a loan at every last possible place before trying Check 'n Go. First off, the staff isn't exactly friendly, and when you get your loan the interest rate is completely ridiculous. This company is after people who absolutely need the money no matter how desperate, and I don't know how they get away with it but many times you'll be paying interest of 100%. Do I hear usury? I think so. Anyway, at the time I was one of those desperate for money. And while I'm only 20 and my credit, due to my age, is not the best in the world, it definitely does not call for an interest rate of 100%. I ended up paying over $600 on my $300 loan. Not only are the interest rates ridiculous, but these people will call you twice a day, everyday on the week your payment is due to remind you that it is due. They will do this and leave you a voicemail every time they call until you eventually pick up one of their calls. If you're like me and go to college full-time, have a job full-time, and the only time you're free is after this company is closed, then your voicemail box will be full quickly. On top of that, the only way you can pay on your loan is CASH in the STORE. There is no online way to pay, you can't call with a debit card, you can't write a check. You have to pay cash. In my case, I was paying faithfully every month and due to an unfortunate string of events, I had to move back to my home-town which was about an hour away. Even when I spoke to the store after I had moved, they insisted that I must drive an hour to make a payment, then drive an hour back as they cannot take debit/checks. So, once every two weeks, I had to spend about $20 in gas driving TWO HOURS total to make a payment on this god-forsaken loan. Completely insane. I will never take out a loan at this company ever again, and I recommend no one else does either. Try every single other option you have before getting a loan here, because this company is out to get consumers like you and I.

Customer service sucks