The interest rates may be a bit high, but if you are looking for a loan and you have issues with your credit this is the company for you. The employees are great. They are helpful and understanding when life happens. I would recommend them for anyone who need money quick and hassle free. The only reason I gave them 4 stars instead of 5 is because they do not have a debit card reader or a system to take payment over the phone. However, even that does not take away from the company. Great job ladies!