OneMain Financial in Gainesville, FL

I was speaking with Danielle Roberts (who is getting married soon, so that may not be her last name for long) at the Gainesville, FL branch for a loan for our wedding. I read terrible reviews online for this company, but with a good credit score on my part and almost 6 years of credit history for cars (6 mths for a house and care credit card) I figured I shouldn't have that hard of a time. We requested from the beginning $10,000 loan and when speaking with her verbally expressed my concern with a hard hit on our credit report (do not be fooled by the no credit check link on the website, it tells just about everyone you will be eligible for $5,250). Thinking we had a chance both my fiancé and I applied together for a loan of $10,000. Danielle came back to us saying that if we payed off my new vehicle ($15,000) that they could loan is $1,500.... Yes you read that right. If we are looking for $10,000 (that was don't have) we will get $1,500 from them after spending $15,000. Now my step father has a truck he was willing to use as collateral for us, but I didn't want to mention this because it was our very last option. So when I heard this ridiculous offer from them, since we already had a hard hit on our credit reports, I brought it up. When I expressed my disappointment when she told us she KNEW with a $10,000 loan we would need collateral and DID NOT tell us that in the first place and instead came back with the ridiculous $1,500 offer, she said "well I said collateral may be required". This is a 100% lie and I told her this, which she had no response to proving even more so that she knew she didn't say this to us. After giving in and providing her with the vin of the truck, they valued it at $5,950. The value we were hoping for was $8,500 because as Danielle said, that should give us enough to get to the $10,000 we would need. Ok so I figured we would be looking at getting $7,500-$8,000 which we could work with. Nope! She came back saying we may be able to get $5,000, not even a guarantee. So not only would we not get the value of the car, but we are still no where near what we need. Since this whole process took THREE DAYS! I tried looking at other sites that were just brought to my attention during that time. One that looked the most promising told us since we had a hard hit so close to speaking to them that they couldn't help us..... Just don't waste your time here. I know this was a lengthy review, but no matter how good your credit is and how little debt to ratio you have, don't be so desperate to go here. It's just not worth it and you only hurt yourself. I really don't want anyone to go through the 3 day error, huge error, that I made for my fiancé and myself. I feel so stupid that I read a couple of good reviews and hoped that would be us. It won't be....