Delray Credit Counseling Corp in Delray Beach, FL

My experience with this company is rated low, first they take money ACH and it takes them over 45 days to even begin paying on your debt, which by the way just added more interest. They state the company takes $20.00 as a fee per month and that was a lie it took $21.00 they also ask what you want the first deduction of your ACH to be either applied to the last payment of your debt or reimbursed, another lie, they keep it. Finally, at almost the last payments of your owed account, they make a late payment ( they sure did not have a problem remembering to take it out of your ACH account on their specific date) making it a late charge which in turn goes into your credit report. I would never use this company again because of the lies and the bad responses received during the almost two years I allowed them to say what they were going to do when getting me debt free. On the download I never got reimbursed for the first ACH or received the money back, but I ended up paying the last payment out of my own account making me take a loss by using them for almost two years that I could have paid off in a year and a half by myself. What I have read on these posts, does not sound like the company I went through and would like to know their addresses, because it totally turned me against debt consolidators with what I experienced/

This has been a great and easy process. Its taken quite a long time, but I'm seeing the light at the end of the tunnel. The only thing that I miss is that the statements don't give you and approximated end date. It would be a great to find out roughly how many more monthly payments you are going to be making. JMHO.

Great customer service. The first payment is a deposit that is only profit for the company. It's not toward your collector. They charge interest. You are basically taking out a loan to pay off your recent debt. Pay of debt by saving up the amount you own. There customer service number doesn't even work.

My experience is good I just really need to know where I am and whats going on with the payments a chart of some kind, several of my cards are down to like 75.00 and less than that. just a chart will help me. I can't log on to the website it always say error server cannot be reached. Wierd but overall experience is very good,

The first payment on their "program" they don't send to your creditors, they call it a "deposit" when it's really just a fee because they use every excuse in the book to not return it to you. It's against FTC regulations for a company like this to charge upfront fees so they call it a deposit to get around that and when they keep it they call it a donation because they're have non profit status. Plus they charge you a monthly fee that they won't tell you about before you sign up.