Spectrum Funding in Inglewood, CA

My husband took out a loan on his truck so that we would have additional money for the holidays, and knowing how title loan work I told my husband that we would figure something out. Well he took it upon me to surprise me and the disaster began. The phone calls excessive and annoying to say the least. We do not need a reminder call to say our payment is coming up that why we have a contract. Whoops My Bad they never gave him a copy of that either. So we became 10 days late and we told them we would have the money by the close of that coming Friday and Casey became very rude and speaking down on me in a very harassing manner. They ask you to call in an make an arrangement and when you do, they laugh in your face. They send you letters, however they do not mail them for 2 or 3 days later (check your post marks) so that they have an excuse to repo your car. 12 days people and I tried to make and arrangement. They are not willing to work with you, they are not there to help you. They hire uneducated people whom would not know the FDCPA if it slapped them in the face. Please BEWARE!! And when they do get your car they refuse to release any information so that the fees will continue to grow. You have rights to. Just because you fall short of money, this does not give Spectum Funding the right to harass or mistreat you.

I visited Spectrum with my mother and spoke to a gentleman about getting a $4,000.00 title loan because my mom was having some financial difficulty and thought that this my help. So we met with a young bilingual guy that gave us a quote of 8% interest, which we thought was ok. Then he came to our home to sign the contract with both my mother and father. He also brought the check with him. He then, generated the contract on his iPad and when he had to print it went out to his car and explained to us that his portable printer had no ink and that he would email it to us. He failed to email us anything. My parents continued to have financial difficulties and had no choice but to declare bankruptcy. When they went to court the loan debt appeared and they FINALLY obtained a copy of the contract and it said that they had agreed to 98% interest!!!! Now who in there right mind would sign a contract where the percent rate is 98!!! So my parents are now taking legal action!!! Wow this company really amazed me! PLEASE BE EXTREMELY CAREFUL!!!

Friendly staff helped me to get a car title loan for my business. I took my 2001 Ford Focus and I was able to get my car title loan cash in 40 mins. Well I need to say that car title loan is much easier than getting a bank loan or any other title loan. I was able to get close to $3000 for my car. Best part I can keep my car during the car title loan time. Oscar was very helpful and explained me the whole title loan process. I just need to make my payments for another 4 months. I didn't know it was going to be that fast. Thanks for the help.

Super friendly staff. Fast and easy process to get my title loan. I have heard horrible stories about this types of loan. I can honestly say I am in good hands. I've had my loan for 6 months no issues what so ever. The contract was explain properly and all my questions were answered. I shopped around before coming to Spectrum and believe me no one can beat they're service and rates.