California Bank & Trust in Crestline, CA

The tellers and bankers are quite friendly. They even offered free cookies when we first went in, but the cookie plate became consistently and mysteriously empty after a couple months. Unfortunately the parent bank pulls the same shenanigans as any other big bank. We got suckered in by an offer of a free account with no minimum balance. I could have sworn they said it was a special offer where there would never be a minimum balance, but when we got hit with a monthly fee I looked at the paperwork and it was only for the first year. Two months later, they discontinued that account and forced us to use a new account that required a $1500 minimum balance or a $9/mo fee. So we closed the account and moved to a credit union with no minimum balance or monthly fee.