First Choice Loan Services (FCLS) in Carlsbad, CA

I’ve worked with Nick Dawson for almost 10 years now. During the numerous buyers that he has approved, processed and successfully closed, I’ve noticed a few consistent characteristics of the way Nick works. First and foremost, is his stellar response time- if you have a question or need some info reaching Nick is never hard to do. Second, he is always on the cutting edge of the new technology available to buyers and agents. Third, he is a problem solver…every loan presents some challenges along the way and Nick has the drive and experience to keep things moving towards the finish line. I gladly refer Nick to my buyers and will continue to do so.”

I am thoroughly impressed with the service of First Choice Loan Services! Each person there, handling our paperwork and tasks involved, worked in an extremely efficient manner, was polite, and over-the-top accommodating! In large letters on the conference room wall, “Service Beyond Belief”, is written. Wow, did they get that right! That is the most accurate description for them. My husband and I were extremely impressed at how knowledgeable they are, and how much money they saved us. I would highly recommend this company to ALL my closest friends and relatives! A positive, no-hassle experience!!! You truly get the feeling they are working for YOU! They truly define the word, Professional! Give yourself a break, & TREAT yourself to this fabulous loan company!

I am beyond impressed with First Choice Lending. First Choice helped me with re-financing a home loan. I had a very unique situation, involving my family, the VA and financially. The staff at First Choice knows every law, every requirement and every exception. They spent so much time exploring different options to find a solution that suited my individual needs. They worked fast, they kept in close touch with me throughout the entire process and answered every email and every question I had. I was treated like family and felt like they always had my best interest in mind. They worked with me with the utmost professionalism, and locked me into a great interest rate. The amount of money I am saving a month is significantly more than I had even hoped for. I cannot say enough good things about this company and would recommend them to any one needing lending services.

During the process of buying our home, one of the best decisions we made was choosing to work with First Choice. For a first-time homebuyer, we flooded them with questions and they were always quick to respond, even when the office was closed for the day. Tyler Dycus made the entire process as easy as could be for us, and his great communication was well appreciated. We highly recommend Tyler and the whole team at First Choice Bank!

I knew from the minute I started working with The Nick Dawson Mortgage Team that I was working with the best in the business. As a self-employed borrower I had a challenging time trying to get a loan elsewhere. That’s when I found The Dawson Mortgage Team. Nick took the time to understand my situation and was able to structure a great loan for my family and me. As a CPA I deal with many clients and their lenders who seem at best incompetent when it comes to their knowledge of the client’s tax returns and income sources. This was not the case with Nick Dawson. Nick’s knowledge of flow through entities and their effect on financing availability was a breath of fresh air. Throughout the entire process Nick and his team were able to think outside of the box, they were informative, they took charge and always had my best interest in mind. I highly recommend The Nick Dawson Mortgage Team.