1st United Credit Union in Alameda, CA

The employees are great, the services suspect. I received an ad to attend a sale and buy a car at 1.99% interest. I purchased the vehicle for $19,000 and requested financing or $10,000 and was turned down. I offered to secure the loan with my personal cash (at the increased rate of 2.99%) and was turned down for the auto loan but had to pay 4.04% while borrowing my own money. I have 12 credit cards with over $50,000 limit and less than $500 balance. Excellent credit rating but was turned down by 1st United for a card. I deposited $400 cash in the ATM and 1st United did not post and took 4 days to find my cash. They have moved to more machine interactions and less people. I prefer people over machines that take jobs and cannot respond to problems. It is the customer oriented people employed who have prevented me from transferring elsewhere. (I have opened accounts elsewhere where I am treated like a good customer by having tellers, approved credit cards, give me veteran rewards and approve my loans). This must be the consequences of being an old fashioned senior citizen.