Fora Financial in New York, NY

By far the worst company that i have ever dealt with. They will say literally any and every lie to get you to sign on the dotted line. Before that though, as soon as you send them your bank statements and application they will shop your file out to every lender and drop your personal credit score drastically ( each inquiry drops it about 4+ points i believe). Be weary of the line they will use "Start a business relationship and then you can come back and get more money and longer terms" This is absolutely not the case because 1. You won't even be doing business with them (make sure to read the contract of what company is actually facilitating the loan and look for the hidden fees that they charge (broker fee can add an extra 1-5% interest to the cost of capital) and 2. Because they shopped your file out to so many brokers, your credit score will be lower next time around giving you even higher rates. Also, did i mention the loans are SHORT term no more than 14 months usually and interest rates as high as 30-50% plus there's a hidden penalty for paying off early. Do your business a favor and STAY away unless you wanna join the hundreds if not thousands of other small business owners who have been scammed and potentially lost their business.

Almost lost my business because of the lies and predatory schemes of this immoral company. they'll try to call it a "flat cost of capital" but really its just a factor rate which is the same thing as an interest rate, with rates of 40%. Just absurd, even with good credit you'll get screwed over.

Don't do it...horrible rates and aweful costumer service...the guy called me like every half hour..even at 10 PM at night! Loan Sharks

My rep John was very helpful and I couldn't be more satisfied with the experience. I read some of the bad reviews but took them with a grain of salt and I'm glad I did. I would highly recommend fora to others.

Very satisfied. My third loan with this company and will definitely go back. Props to John for his diligence throughout the funding process.