Firefighters Credit Union in Indianapolis, IN

Doesn't even deserve 1/3 star. I opened an account to obtain a secured credit card. (500$ savings account to obtain a credit card with a 500$ limit. ) I had the card maybe 6 months. For three pay periods I had over draft fees and late payment penaltees .. Why? Because while I made payments 2-3 weeks before the due date, in FULL mind you, each time they "accidentally" cut my checks in half while opening the envelope. Instead of contacting me and letting me know and allowing me to send another check or process a payment over the phone they sent the check back to me with no notification that the payment was not processed and has the audacity to charge me late fees! THAT'S 3/6 BILLING CYCLES WHAT IS SO HARD ABOUT THIS. But wait it doesn't stop there. After closing my accounts I left 1$ in the savings to keep my membership with them. I had signed up for accidental death life insurance through them. It was 30/quarter. I NEVER received any other information about the insurance. Never got an account it policy number not even a phone number to contact them! After closing my account through all the bs I went through with the credit card I get an overdraft fee of 33$ from the savings I left open with the 1$. Furious I inquire, it was the life insurance quarterly payment that was due. They were supposed to send me a bill in the mail, but instead of sending me anything they did a direct withdrawal from my savings. It's as if they are specifically and systematically trying to destroy my credit! I call the fire fighters credit union and they informed me they would call me back with the phone number to reach this life insurance company. Well adding insult to injury they never called back and I had to call back. I never once yelled never was unreasonable never swore or was even condescending in my tone let alone rude. They 100% took advantage of me, continue to do so are lying cheating shady individuals who can't get anything right. I 110% advise you to STAY AWAY from anything affiliated with this business. Worst experience of my LIFE