DebtWave Credit Counseling, Inc. in San Diego, CA

DebtWave literally saved my life. I am 73 and I was (am) thousands of dollars in credit card debt. I closed out nine credit cards and kept three. They take a set amount out of my checking account each month to pay the nine cards and they were able to get the monthly interest rate lowered by an incredible amount. It would have taken me 34 years to pay off the amount of debt I had with these cards and the interest buildup I had on the cards, but with DebtWave it will take three years. I highly recommend DebtWave. I had tried to get a loan from another company with whom I had received numerous letters telling me I was pre-approved (can't remember the name, but you would know it) to pay off my debt, but when I called - they were unable to help me and referred me to DebtWave. I was nervous about letting DebtWave have access to my checking account, but all is well....

Utilizing DebtWave's services was the best decision I could have made to get my finances/debt in order. I now see a light at the end of the tunnel. My suggestions to those who use this service are make sure you send them in an email your complete list of credit card names and account numbers along with the name as it appears on the card. I know it sounds obvious, but if you have a number of credit cards, often your name appears differently on some of them. It was tough in the beginning to not have credit cards at my disposal, but now that I'm seven months in and seeing the overall balance come down each month, I know I made the right decision. Great customer service, as well! I only wish I had done it sooner.

They've made the process easy and are saving me so much money in the long run. Not to mention when I finish the program I'll be debt free!

Very easy to work with. They were able to re-negotiate my interest rates on my cards. All but one credit card company would work with them. Their website is easy to navigate. I should have my debt completely paid off in 3 years.

I feel fortunate to have paid-off my debt with the help of DebtWave. I understand we all have different experiences with customer service, but that was my determining factor/reasoning behind 4/5 rating.Customer service was inconsistent both via telephone and email. Great outlet for someone trying to get their credit back on track. I would recommend being on top of it if you decide to use them because they were very inconsistent as previously mentioned.