CRESTICO in Los Angeles, CA

I worked with Houtan on a mortgage for my primary residence. The process was as seemless as it can get, considering it was a mortgage. I believe this was thanks to good Houtan was at what he does. Even my realtor commented multiple times on how good of a deal Houtan was able to secure for me. In addition to finding a great deal on my mortgage, Houtan was able to provide invaluable advice on the nuances of the deal. I think that this advice was almost as important as the deal itself. He would look at my situation and go through different scenarios, and suggest the best way to go forward. I learned quite a few things during this process, even though I have been through it multiple times before with my investment properties. All in all, Houtan is highly recommended and is my new go-to guy when it comes to real estate financing!

If you are looking for a knowledgeable local mortgage broker with low fees and low interest rate, look no more! I found Crestico Funding searching for a local loan officer in Los Angeles. they reply to my email in matter of minutes and help me get started, the whole process took about 35 days but i was expecting it based on my previous experience, but unlike last time, i loved the fact that my questions and concerns were answered quickly with a clear explanation!

Crestico really helped us out by not only help us do a refinancing, but more importantly educating us on our options. I am not a mortgage broker so I have no idea what things like no point no cost means. However, after speaking with their friendly and knowledgeable staff, I really had a good understanding about the benefits of a no point no cost mortgage. I also liked how Crestico has a high level of customer satisfaction. All of these things combined make them the leaders in the real estate industry backed by excellent service.

When looking for a Mortgage Brokers, the most important thing you should consider is how smart the actual broker is in terms of how well they know the system (financial and laws) and how well they know their numbers. Houtan is by far a genius when it comes to these two vital aspects of buying a house. You need someone who knows how to get things to work in your favor (in this very convoluted system). You need someone who you can trust with the mathematical complication of financing a house, again, in your favor. Finally, you need someone who is quick and responsive to your needs and all your questions. I was a first time Home Owner with many questions. I phone interviewed 5 different mortgage brokers, and sent in my financial paperwork to three of them. I needed someone who understood my situation realistically. Many of them were more than happy to offer all kinds of wonderful things and promise a "no problems" situation. Some of them were all doom and gloom. Houtan was very realistic with me in terms of what I can expect and afford within the limitations I had financially. He had options depending on the structure of the loan and we looked at what different down payments and programs would mean for me. Houtan knew how every factor affected the house buying process and the financial implications. Best of all, Houtan explained EVERYTHING to a T! He picked up the phone every time I called! If not, I quickly got a call back, even on the weekends and Holidays! (In escrow during Thanksgiving) I wanted someone responsive and Houtan was it! He and his assistant replied quickly to every email no matter what time it was! I really appreciated the email responses and thorough answers. Last of all.... I won't give details, but he was able to save me A LOT of money at the end of the deal. His structure savvy methods of getting us the right loan at the right interest rate was invaluable!! Needless to say, you will not go wrong should you choose Houtan Hormozian and his team! I will refer him to everyone I know! I will also use him in all of my future home financing needs! No question!

Houtan worked to get us a loan for our first purchase. We contacted him last year to get all the necessary paperwork in for a pre-approval. Once we had that within a couple weeks, the search began. It took a few months before putting an offer in, and another month before finally getting an accepted offer. Along the way, Houtan did everything necessary to coordinate between my agents, the sellers agents, the escrow company, lawyers, etc. We only had to review and sign papers, all the messy/tedious stuff was handled by Crestico. Our house had a lot of competition from all cash investors, so part of our final offer was to close escrow as quickly as possible. Meaning Houtan had to push to get our loan approved in less than 20 days from the accepted offer. Everything necessary to get this done, he pulled off seamlessly. I can say now that we finally closed, the loan part of this experience was the easiest part. The escrow company, our agents, sellers' agents, sellers and lawyers were all less coordinated than the mortgage brokers. Going into it we assumed it would be the opposite, but their tight ship at Crestico made for an unexpected (in a positive way) experience. Thanks to Houtan and his team for getting us a loan in the least painful way.